Terms of Use

Last updated October 19, 2026

By using 3mcapitalholdings.com, xrpquantumledger.com and related services (the "Services"), you agree to these terms. If you do not agree, do not use the Services.

Educational use only

The Services are for education and information. They are not financial advice. See the Risk Disclaimer. You are solely responsible for your trading decisions.

Memberships and payments

Discord entry is a one-time $5 payment. Silver, Gold and Platinum are monthly subscriptions that renew until you cancel. Payments are processed by our payment providers (such as MEE6 and Stripe), and the price and terms shown at checkout apply. You can cancel paid plans anytime through the provider; cancelling stops future renewals. Refunds are at our discretion unless required by law.

Licenses and indicators

Indicators, scripts and content are licensed for your personal use only. You may not resell, share, redistribute or reverse engineer them. We may revoke access for violations.

Community conduct

Be respectful, do not spam or scam, and do not share member-only content. We may remove members who break these rules without refund.

No warranty and limitation of liability

The Services are provided "as is" without warranties of any kind. To the maximum extent allowed by law, 3M Capital Holdings is not liable for trading losses or any indirect or consequential damages arising from use of the Services.

Changes and contact

We may update these terms and the Services at any time. Continued use means you accept the updated terms. Questions: 3MCapital@TradeWithMike.com.